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Hello, my name is Trina,I am 38, I live in missouri, and need a gastric bypass surgery, I have 3 daughters 15,12,9 yrs. I have several health issues, due to being obese. I have health Insurance, but they keep denying me the surgery, each time its something else, like 3 months supervision under a licensed dietitian, which I am doing now. I was told I would need a lawyer to get them to pay. This procedure is covered under our plan, and I have done everything they have requested of me to do. I am so depressed all the time, its affecting my children. I don't know what else to do or who to turn to. I can't afford a lawyer to help me,I can't even get a loan, that i can pay back in monthly payments of $250.00 or under that is all I can afford on my budget. I went through a divorce 5 years ago, and my credit score is poor. I am not asking for free money, I work part time that is about all I can stand with my weight problem. I would like any info, on help to find a lawyer or anyone who could loan money to fund a surgery of this nature with a repayment plan that I can afford. I just want to get my life back, and know I will be around for my children. thank you My email is email@example.com
Hi, My name is Trina,
I am trying to have a gastric bypass, But my Insurance finds reasons why they wont pay. I have done all they asked of me to get this surgery. I have doctor recomendations, and clearance. I only have one kidney, and being overweight, is hard on my health, I had an injury to my knee, in highschool playing sports, wich now is verry painful. last november I got Bellspalsey, which paralized the right side of my face. Its much better now but this is all due to being overweight. I have tried every diet known to man, spent lots of money on things that just don't work. I am looking for help to get a loan, that I can afford with payments under 250.00 a month thats all i can spend on my budget. I can get a loan but they want a co-signer. I don't have anyone who can do that for me. the loan amount for surgery $13,000 if I go out of State to get it. Here in US its $25,000. Or help getting a lawyer to fight my Insurance company to make them pay, after all its covered under my plan and I qualify for it. I just don't understand these insurance providers, we pay for thier coverage but when it comes time to use it, they don't want to pay. if anyone can help, let me know.